If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc. are hereby collectively stated as "content" for this linked site. The information is being provided only for customer convenience and the information, advices, suggestions, illustrations etc. SBI Finder will enable you to locate the ATMs, CDMs, E-Corners and Branches of State Bank of India, view them on maps and get directions to reach there. Pay order/cheque requires counter signatureīank's certificate ambiguous/ incomplete/requiredĭraft lost by issuing office confirmation required from issuing officeīy clicking on the link "PROCEED" you will be re-directed to a third party website which is neither owned nor controlled nor endorsed in any manner by State Bank Group (SBG). Payee's endorsement irregular/ requires collecting bank's confirmationĭrawee bank's fund with sponsor bank insufficient(applicable to sub-members) Instrument mutilated requires bank's guarantee (Applicable for instrument and image-based Cheque Clearing as detailed in Annexure D to Uniform Regulations and Rules for Bankers' Clearing Houses)
Illustrative but not exhaustive list of objections where customers are not at fault Return reason code applicable to instruments presented in CTS)įake/Forged/Stolen-draft/cheque/cash order/interest warrant/dividend warrant Required information not legible/ correctīank's certificate ambiguous/ incomplete/ requiredĭraft lost by issuing office/ confirmation required from issuing officeĪlterations on instrument- Other than "Date" field (Alteration/correction on instruments are prohibited under Cheque Truncation System. Pay order/ cheque requires counter signature Payee's separate discharge to bank required Payee's endorsement irregular / requires collecting bank's confirmationĮndorsement by mark/ thumb impression requires attestation by Magistrate with sealĭrawee bank's fund with sponsor bank insufficient Instrument specially crossed to another bankĪmount in protective crossing required/illegible Image not clear, present again with paperĪccount blocked (situation covered in 21-25)
Instrument mutilated requires Bank's guaranteeĬheque irregularly drawn/ amount in words and figures differs Withdrawal stopped owing to insolvency of account holder Withdrawal stopped owing to lunacy of account holder
Withdrawal stopped owing to death of account holder Kindly contact Drawer/Drawee Bank and please present again.ĭrawer's signature to operate account not receivedĭrawer's authority to operate account not receivedĪlteration requires drawer's authentication
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